Housing workflow
Buy a home — from budget to closing
Know your payment ceiling before you tour, then model the mortgage, closing costs, rent vs buy, and how long the down payment takes.
- 1
Home affordability
Set a hard ceiling before you fall in love with a listing.
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- 2
Monthly mortgage
See principal & interest — then stress-test the payment.
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- 3
Closing costs
Cash at closing is often the surprise that kills a deal.
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- 4
Rent vs buy
Check whether ownership still wins over a longer horizon.
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- 5
Down payment timeline
Turn the gap into months of saving — not a vague hope.
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