Real Estate & Housing

ADU House-Hack ROI Calculator

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Inputs

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Smart analysis

Recommendations

Tailored to your live inputs and result—guidance only, not professional advice.

  • Interpret

    Treat this as a planning estimate

    Primary result: Year-1 cap rate = 11.63%. Re-run with optimistic and pessimistic inputs to understand the range—not just a single point.

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Compare A vs B

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Scenario A

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Scenario B

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Pro strategic insights

→ Invest leftover cash (compound interest)→ Refine monthly mortgage / PITI→ Compare fee drag vs housing costs

Plain-English guide

Terms & how it works

Confused by a field? Read the short definitions here while you use the tool.

  • Build cost

    One-time or recurring costs that affect total money paid.

  • Monthly rent

    The “Monthly rent ($)” value used in this tool’s formula. Adjust it to see results update live.

  • Vacancy (%)

    The “Vacancy (%)” value used in this tool’s formula. Adjust it to see results update live.

  • Monthly operating cost

    One-time or recurring costs that affect total money paid.

  • buildCost

    Build cost ($)

    The “Build cost ($)” field. Default 180000; typical range 1000–2000000.

  • monthlyRent

    Monthly rent ($)

    The “Monthly rent ($)” field. Default 2100; typical range 0–20000.

  • monthlyOpex

    Monthly operating cost ($)

    The “Monthly operating cost ($)” field. Default 250; typical range 0–10000.

NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.

Turn ADU build cost, rent, vacancy, and operating costs into Year-1 NOI and an unlevered cap rate.

How this calculator works

Turn ADU build cost, rent, vacancy, and operating costs into Year-1 NOI and an unlevered cap rate. NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost. Scenario: $180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.

NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.

Scenario: $180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.

When to use this ADU House-Hack ROI

Common use cases

  • Turn ADU build cost, rent, vacancy, and operating costs into Year-1 NOI and an unlevered cap rate.
  • Sanity-check with this scenario: $180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.
  • The relationship is: NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.

Localized examples

  • Real Estate & Housing: the example on this page uses the same formula as the widget.

What you get

  • Fields: Build cost ($), Monthly rent ($), Vacancy (%), Monthly operating cost ($)
  • NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.
  • Scenario on the page: $180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.

How to Calculate ADU House-Hack ROI

  1. 1Enter Build cost ($), Monthly rent ($), Vacancy (%), then the remaining fields. Use the values you have, not a catalog average, unless that is all you know.
  2. 2NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.
  3. 3Scenario: $180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.
  4. 4Use it to compare habits, not to book a retirement party. Change one assumption and see which year moves.

Governing formula

NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.

$180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.

$180,000 ADU, $2,100 rent, 5% vacancy, $250/month opex → NOI about $20,940, cap rate about 11.6%.

Variable definitions

  • buildCost

    Build cost ($)

    The “Build cost ($)” field. Default 180000; typical range 1000–2000000.

  • monthlyRent

    Monthly rent ($)

    The “Monthly rent ($)” field. Default 2100; typical range 0–20000.

  • vacancyPercent

    Vacancy (%)

    The “Vacancy (%)” field. Default 5; typical range 0–40.

  • monthlyOpex

    Monthly operating cost ($)

    The “Monthly operating cost ($)” field. Default 250; typical range 0–10000.

  • The estimate (NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.) is for a meeting, not a signed forecast. Check the invoice or the contract.
  • Nothing here is uploaded for the calculation itself.

Frequently Asked Questions

NOI = rent × 12 × (1 − vacancy%) − opex × 12. Cap rate = NOI ÷ build cost.

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Reviews & Ratings

See what others think about this tool, then leave your own rating to help improve CalculioHub.

4.8

out of 5.0

4 reviews

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Your rating

Aisha K.

Mar 12, 2026

Clean layout and the results update instantly. Exactly what I needed for a quick planning check.

Daniel R.

Feb 28, 2026

Very usable on mobile. Would love a save/export option later, but the math feels solid.

Priya S.

Feb 3, 2026

The FAQ section answered my questions before I even had to search. Smooth dark mode too.

Marcus L.

Jan 19, 2026

Simple inputs, clear outputs. This replaced three bookmarks I used to juggle.

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