Aisha K.
Mar 12, 2026
Clean layout and the results update instantly. Exactly what I needed for a quick planning check.
Commute & Vehicle Costs
Used EV TCO Calculator
Inputs
0200000
0200000
120
080000
580
0.050.8
015
020000
580
110
Smart analysis
Recommendations
Tailored to your live inputs and result—guidance only, not professional advice.
- Interpret
Treat this as a planning estimate
Primary result: EV ownership cost = $24,796. Re-run with optimistic and pessimistic inputs to understand the range—not just a single point.
Scenario studio
Compare A vs B
Capture two sets of inputs on this device, then see which outcome wins. Share either scenario with a link.
Scenario A
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Scenario B
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Plain-English guide
Terms & how it works
Confused by a field? Read the short definitions here while you use the tool.
Purchase price
The “Purchase price ($)” value used in this tool’s formula. Adjust it to see results update live.
Expected resale
The “Expected resale ($)” value used in this tool’s formula. Adjust it to see results update live.
Years you will keep it
Length of the repayment schedule.
Miles per year
The “Miles per year” value used in this tool’s formula. Adjust it to see results update live.
kWh per 100 miles
The “kWh per 100 miles” value used in this tool’s formula. Adjust it to see results update live.
Electricity ($/kWh)
The “Electricity ($/kWh)” value used in this tool’s formula. Adjust it to see results update live.
Battery degrade (%/year)
The “Battery degrade (%/year)” value used in this tool’s formula. Adjust it to see results update live.
Insurance + maint + reg ($/yr)
The “Insurance + maint + reg ($/yr)” value used in this tool’s formula. Adjust it to see results update live.
Gas car MPG to compare
The “Gas car MPG to compare” value used in this tool’s formula. Adjust it to see results update live.
Gas price ($/gal)
The “Gas price ($/gal)” value used in this tool’s formula. Adjust it to see results update live.
- purchasePrice
Purchase price ($)
The “Purchase price ($)” field. Default 22000; typical range 0–200000.
- resaleValue
Expected resale ($)
The “Expected resale ($)” field. Default 9000; typical range 0–200000.
Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
Ownership cost for a used EV: price minus resale, electricity with yearly battery degradation, and insurance/maintenance versus gas fuel for the same miles.
How this calculator works
Ownership cost for a used EV: price minus resale, electricity with yearly battery degradation, and insurance/maintenance versus gas fuel for the same miles. Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years. Scenario: $22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
Scenario: $22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
When to use this Used EV TCO
Common use cases
- Ownership cost for a used EV: price minus resale, electricity with yearly battery degradation, and insurance/maintenance versus gas fuel for the same miles.
- Sanity-check with this scenario: $22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
- The relationship is: Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
Localized examples
- Commute & Vehicle Costs: the example on this page uses the same formula as the widget.
What you get
- Fields: Purchase price ($), Expected resale ($), Years you will keep it, Miles per year
- Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
- Scenario on the page: $22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
How to Calculate Used EV TCO
- 1Enter Purchase price ($), Expected resale ($), Years you will keep it, then the remaining fields. Use the values you have, not a catalog average, unless that is all you know.
- 2Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
- 3Scenario: $22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
- 4Use it to compare habits, not to book a retirement party. Change one assumption and see which year moves.
Governing formula
Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
$22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
$22,000 EV, $9,000 resale in 5 years, 12,000 miles, 28 kWh/100 mi, $0.16/kWh, 2%/year degrade vs a 30 MPG car at $3.50/gal.
Variable definitions
- purchasePrice
Purchase price ($)
The “Purchase price ($)” field. Default 22000; typical range 0–200000.
- resaleValue
Expected resale ($)
The “Expected resale ($)” field. Default 9000; typical range 0–200000.
- yearsOwned
Years you will keep it
The “Years you will keep it” field. Default 5; typical range 1–20.
- milesPerYear
Miles per year
The “Miles per year” field. Default 12000; typical range 0–80000.
- kwhPer100Miles
kWh per 100 miles
The “kWh per 100 miles” field. Default 28; typical range 5–80.
- electricityRate
Electricity ($/kWh)
The “Electricity ($/kWh)” field. Default 0.16; typical range 0.05–0.8.
- batteryDegradePctPerYear
Battery degrade (%/year)
The “Battery degrade (%/year)” field. Default 2; typical range 0–15.
- insuranceMaintReg
Insurance + maint + reg ($/yr)
The “Insurance + maint + reg ($/yr)” field. Default 1800; typical range 0–20000.
- The estimate (Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.) is for a meeting, not a signed forecast. Check the invoice or the contract.
- Nothing here is uploaded for the calculation itself.
Frequently Asked Questions
Each year, kWh = miles/100 × kWh/100mi × (1 + degrade% × year). EV TCO = price − resale + energy + other×years. Gas fuel = (miles/MPG) × gas price × years.
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Community
Reviews & Ratings
See what others think about this tool, then leave your own rating to help improve CalculioHub.
4.8
out of 5.0
4 reviews
Daniel R.
Feb 28, 2026
Very usable on mobile. Would love a save/export option later, but the math feels solid.
Priya S.
Feb 3, 2026
The FAQ section answered my questions before I even had to search. Smooth dark mode too.
Marcus L.
Jan 19, 2026
Simple inputs, clear outputs. This replaced three bookmarks I used to juggle.
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